Thursday, February 21, 2013

Reasons Why Single Mothers Are in Dire Need of Obama's Scholarships


In 2012 and 2013, more than 80% of African-American babies were born to single mothers. During that same period, nearly 2/3 of Latino babies were delivered by mothers who don't have a partner with them. grand studies display that the ample preponderance of these women remained single by choice, feeling they could not rely on the babies' fathers to provide for them financially or emotionally.



Single mothers especially cited fathers' educational disadvantage as their indispensable source of concern: only 14% of ethnic students execute high school and come to higher education, and nearly half of Latino and African-American males leave high school without diplomas. Such mothers who are single perceive higher education as the most efficient and effective vehicle for upward social mobility, and they gravitate to online colleges and universities for degrees and pre-professional training, because they can complete their courses while they work full-time and care for their children.



For single mothers, a college degree remains the most vital variable in earnings potential. In 2008, the median income for such mothers with high school diplomas hovered at approximately $32,500(US) while single mothers with college degrees made, on average, $51, 800. In sincere world terms, a college degree makes the inequity between living in poverty and tantalizing comfortably into the middle class.



Now, under provisions of the 2013 Economic Recovery Act, mothers who are single, qualify for federally supported scholarships and extremely low-interest federally guaranteed loan programs. Especially in majors and technical areas where women remain under-represented, a host of both need-based and merit-based scholarships are available. Most strikingly, several billion dollars of financial encourage remain unclaimed every year. For ambitious single mothers, scholarships and grants produce college not unbiased affordable but often less expensive than staying home. Some scholarships even include cost-of-living allowances.



Single mothers making less than $45,000(US) qualify for Pell Grants, which typically conceal approximately 30% of higher education costs; they also qualify for guaranteed Federal Perkins loans. Before they pick up loans, however, single mothers should glance into their employers' tuition reimbursement programs, and they should pay special attention to company-sponsored "on-site" degree programs in fields relevant to the companies' core businesses. Several of the nation's largest retailers offer tuition reimbursement, and all of the nation's largest aerospace companies offer degrees in engineering, computer science, and business management through prestigious online universities.


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